Home Loan Application

Here are a few tips or factors that we need to consider if we are ready to acquire or own a brand new/resale house:

Home Loan Application

1. Identification: We must identify what do you prefer, a house or a condo unit. The location is must be considered first, too. You must know what you want.

2. Know what you earn, what you spend: You need to know your monthly income and expenses. It is essential to assess your family's financial performance. This process can help you decide if you can afford to avail it or not. It can help you foresee the monthly budget to a lot for your monthly down payment or amortization.

3. What do you owe?: Most common struggle to secure home loan bank approval is the delinquent account in a credit card or other mortgages from the bank. Your credit line must be in good standing.

Home Loan Application Requirements:

1. Check Your Qualifications

   1. At least 21 years old but not exceeding 70 years old at the end of the loan term

   2. Must be Filipino citizens of Foreign Nationals

   3. Assess if 30% of your monthly income can cover the monthly amortization

2. Prepare The Requirements

   1. Completely filled-out application form - will be provided by the bank or developer

   2. Photocopy of one (1) valid ID, match with the application details

      1. Passport

      2. SSS ID

      3. PAGIBIG ID

      4. PRC ID

      5. Driver's License

      6. OWWA ID

      7. OFW ID

      8. Seaman's Book

      9. Marriage Contract if applicable

3. Submit Application Form and Requirements

For more info, you may email us at inquiry@homefindersguild.com

Or contact us at 09177133074 | 09228243074

Your new home awaits.

www.homefindersguild.com

Ryan M. Regalado

Real Estate Broker

PRC Reg No 0027800